/* Rao Finance — light, professional theme */
:root{
  --navy:#0e2a47;
  --navy-deep:#0a1f36;
  --emerald:#0e9f6e;
  --emerald-dark:#0b7d56;
  --gold:#c9a227;
  --ink:#1c2b3a;
  --muted:#5b6b7c;
  --line:#e3e9f0;
  --bg:#ffffff;
  --bg-soft:#f4f7fa;
  --bg-tint:#eef4f9;
  --radius:14px;
  --shadow:0 10px 30px rgba(14,42,71,.08);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
.container{max-width:1160px;margin:0 auto;padding:0 24px}
.center{text-align:center}
.accent{color:var(--emerald-dark)}
.eyebrow{font-size:12.5px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--emerald-dark);margin-bottom:12px}
.eyebrow.light{color:#bfe9d6}
h1,h2,h3,h4{line-height:1.2;color:var(--navy);letter-spacing:-.5px}
h1{font-size:clamp(34px,4.6vw,54px);font-weight:800;margin-bottom:18px}
.hero-tagline{font-size:clamp(19px,2.2vw,24px);font-weight:700;color:var(--navy);margin-bottom:14px;line-height:1.35}
h2{font-size:clamp(26px,3.4vw,38px);font-weight:800;margin-bottom:14px}
h3{font-size:20px;font-weight:700}
.section{padding:88px 0}
.section-alt{background:var(--bg-soft)}
.section-sub{color:var(--muted);max-width:680px;margin:0 auto 48px;font-size:17px}

/* Buttons */
.btn{display:inline-block;font-weight:700;text-decoration:none;border-radius:10px;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;cursor:pointer;border:2px solid transparent;font-size:15.5px}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--emerald);color:#fff;padding:13px 26px;box-shadow:0 6px 18px rgba(14,159,110,.28)}
.btn-primary:hover{background:var(--emerald-dark)}
.btn-outline{background:#fff;color:var(--navy);border-color:var(--line);padding:13px 26px}
.btn-outline:hover{border-color:var(--navy)}
.btn-lg{padding:15px 32px;font-size:16.5px}
.btn-sm{padding:10px 20px;font-size:14.5px}
.btn-block{display:block;width:100%;text-align:center}
.btn-whatsapp{background:#25d366;color:#fff;padding:13px 26px;display:inline-block;margin-right:12px}
.btn-whatsapp:hover{background:#1eb857}

/* Urgency + topbar */
.urgency-bar{background:var(--navy-deep);color:#fff;font-size:13.5px;padding:9px 0}
.urgency-inner{display:flex;align-items:center;gap:10px;justify-content:center}
.urgency-dot{width:8px;height:8px;border-radius:50%;background:#ffb020;flex:none;animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
.urgency-bar a{color:#ffd98a;font-weight:700}
.topbar{background:var(--bg-tint);font-size:13px;color:var(--muted);padding:7px 0;border-bottom:1px solid var(--line)}
.topbar-inner{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{text-decoration:none;color:var(--navy);font-weight:600}
.topbar .sep{margin:0 10px;color:var(--line)}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px;position:relative}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand-mark{width:40px;height:40px;border-radius:10px;background:linear-gradient(135deg,var(--navy),#1d4d80);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;letter-spacing:.5px}
.brand-text{font-size:20px;color:var(--navy);font-weight:400}
.brand-text strong{font-weight:800}
.main-nav{display:flex;gap:24px;white-space:nowrap}
.main-nav a{text-decoration:none;font-weight:600;font-size:15px;color:var(--ink);position:relative}
.main-nav a:hover{color:var(--emerald-dark)}
.header-actions{display:flex;align-items:center;gap:12px}
.nav-toggle{display:none;background:none;border:none;flex-direction:column;gap:5px;padding:8px;cursor:pointer}
.nav-toggle span{width:24px;height:2.5px;background:var(--navy);border-radius:2px}

/* Hero */
.hero{background:linear-gradient(180deg,#f7fafd 0%,#eef4f9 100%);padding:72px 0 64px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.hero-sub{font-size:18px;color:var(--muted);margin-bottom:28px;max-width:520px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:30px}
.hero-points{list-style:none;display:flex;flex-direction:column;gap:10px}
.hero-points li{position:relative;padding-left:30px;font-weight:600;color:var(--navy);font-size:15.5px}
.hero-points li::before{content:"✓";position:absolute;left:0;top:0;width:22px;height:22px;border-radius:50%;background:#dff3e9;color:var(--emerald-dark);font-size:13px;font-weight:800;display:flex;align-items:center;justify-content:center}
.hero-media{position:relative}
.hero-media img{border-radius:18px;box-shadow:var(--shadow);width:100%;height:440px;object-fit:cover}
.hero-card{position:absolute;left:-28px;bottom:28px;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:20px 24px;max-width:300px;border:1px solid var(--line)}
.hero-card-label{font-size:12.5px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.hero-card ul{list-style:none;display:flex;flex-direction:column;gap:7px;font-size:14.5px;font-weight:600;color:var(--navy)}
.hero-card li::before{content:"→ ";color:var(--emerald-dark);font-weight:800}

/* Trust strip */
.trust-strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:16px 24px}
.trust-item{font-size:14.5px;font-weight:700;color:var(--navy);display:flex;align-items:center;gap:8px}
.trust-icon{width:24px;height:24px;border-radius:50%;background:#dff3e9;color:var(--emerald-dark);display:inline-flex;align-items:center;justify-content:center;font-size:13px;font-weight:800;flex:none}

/* Stats */
.stats-band{background:var(--navy);color:#fff;padding:52px 0}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.stat-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:26px 24px;display:flex;flex-direction:column;gap:8px}
.stat-num{font-size:38px;font-weight:800;color:#fff;line-height:1}
.stat-card h3{font-size:17px;color:#fff;margin:0}
.stat-card p{font-size:14px;color:#b9c9da;margin:0;line-height:1.55}

/* Pillars */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:8px}
.pillar-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px 30px;box-shadow:var(--shadow);position:relative;transition:transform .15s ease}
.pillar-card:hover{transform:translateY(-4px)}
.pillar-card.featured{border:2px solid var(--emerald);background:linear-gradient(180deg,#f2fbf6,#fff)}
.pillar-icon{width:46px;height:46px;border-radius:12px;background:var(--navy);color:#fff;font-weight:800;font-size:20px;display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.pillar-card.featured .pillar-icon{background:var(--emerald)}
.pillar-card h3{margin-bottom:8px;font-size:21px}
.pillar-desc{color:var(--muted);font-size:15px;margin-bottom:10px}
.pillar-plain{font-size:14.5px;color:var(--ink);background:#f2fbf6;border-left:3px solid var(--emerald);border-radius:0 10px 10px 0;padding:10px 14px;margin-bottom:18px;line-height:1.55}
.pillar-card ul{list-style:none;display:flex;flex-direction:column;gap:9px;font-size:15px}
.pillar-card li{padding-left:26px;position:relative}
.pillar-card li::before{content:"✓";position:absolute;left:0;color:var(--emerald-dark);font-weight:800}
.fineprint{color:var(--muted);font-size:13.5px;margin-top:36px;max-width:720px;margin-left:auto;margin-right:auto}

/* Obligations */
.obligations{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
@media(max-width:1100px){.obligations{grid-template-columns:repeat(2,1fr)}}
.obligation{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px;box-shadow:var(--shadow)}
.obligation h3{font-size:17px;margin-bottom:8px;color:var(--navy)}
.obligation p{font-size:14.5px;color:var(--muted)}

/* Brief section */
.brief-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:56px;align-items:center}
.brief-media img{border-radius:18px;box-shadow:var(--shadow);height:420px;width:100%;object-fit:cover}
.check-list{list-style:none;display:flex;flex-direction:column;gap:12px;margin:24px 0 30px;font-size:16px}
.check-list li{padding-left:32px;position:relative}
.check-list li::before{content:"✓";position:absolute;left:0;top:2px;width:22px;height:22px;border-radius:50%;background:#dff3e9;color:var(--emerald-dark);font-size:13px;font-weight:800;display:flex;align-items:center;justify-content:center}
.check-list.light li::before{background:rgba(255,255,255,.18);color:#fff}
.brief-copy p{color:var(--muted);font-size:17px}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-bottom:56px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;box-shadow:var(--shadow);position:relative}
.step-num{width:38px;height:38px;border-radius:50%;background:var(--bg-tint);color:var(--navy);font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:14px;font-size:17px;border:1px solid var(--line)}
.step h3{margin-bottom:8px;font-size:17px}
.step p{font-size:14.5px;color:var(--muted)}
.remote-note{display:grid;grid-template-columns:.9fr 1.1fr;gap:44px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:36px;box-shadow:var(--shadow)}
.remote-note img{border-radius:12px;height:280px;width:100%;object-fit:cover}
.remote-note h3{margin-bottom:10px}
.remote-note p{color:var(--muted)}

/* Software */
.software-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:8px}
.software-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px 30px;box-shadow:var(--shadow);text-align:center;transition:transform .15s ease}
.software-card:hover{transform:translateY(-4px)}
.software-logo{font-size:30px;font-weight:800;letter-spacing:-.5px;display:inline-flex;align-items:center;justify-content:center;min-width:170px;height:74px;border-radius:14px;color:#fff;margin-bottom:20px;padding:0 24px}
.software-logo.xero{background:linear-gradient(135deg,#13b5ea,#0a8fc4)}
.software-logo.qb{background:linear-gradient(135deg,#2ca01c,#1e7a14)}
.software-logo.zoho{background:linear-gradient(135deg,#e04e39,#c03527)}
.software-card h3{font-size:20px;margin-bottom:8px}
.software-card p{color:var(--muted);font-size:15px}
.software-note{color:var(--muted);font-size:15.5px;margin-top:32px;max-width:720px;margin-left:auto;margin-right:auto}

/* CTA band */
.cta-band{padding:0 0 90px}
.cta-band-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;background:var(--navy);border-radius:22px;padding:56px;box-shadow:var(--shadow)}
.cta-band-copy .eyebrow{color:#8fd8b8}
.cta-band-copy h2{color:#fff;font-size:38px;margin-bottom:14px}
.cta-band-copy p{color:#b9c9da;font-size:17px;margin-bottom:26px}
.cta-band-media img{border-radius:16px;height:340px;width:100%;object-fit:cover}

/* Who */
.who-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.who-grid p{color:var(--muted);font-size:17px;margin-bottom:18px}
.who-tags{display:flex;flex-wrap:wrap;gap:10px;margin:6px 0 20px}
.who-tags span{background:var(--bg-tint);border:1px solid var(--line);color:var(--navy);font-weight:600;font-size:14px;padding:8px 16px;border-radius:999px}
.who-why{font-size:15.5px!important}
.who-locations{margin-top:14px;font-size:15px;color:var(--muted);background:var(--bg-alt);border:1px solid var(--line);border-radius:10px;padding:14px 18px}
.who-media img{border-radius:18px;box-shadow:var(--shadow);height:400px;width:100%;object-fit:cover}

/* Pricing */
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;align-items:stretch}
.price-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:36px 32px;box-shadow:var(--shadow);position:relative;display:flex;flex-direction:column;transition:transform .15s ease}
.price-card:hover{transform:translateY(-4px)}
.price-card.popular{border:2px solid var(--emerald);box-shadow:0 16px 44px rgba(14,159,110,.16)}
.popular-badge{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--emerald);color:#fff;font-size:12.5px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;padding:6px 18px;border-radius:999px;white-space:nowrap}
.price-card h3{font-size:20px;margin-bottom:6px}
.price{font-size:44px;font-weight:800;color:var(--navy);margin:8px 0 4px}
.price .currency{font-size:18px;font-weight:700;color:var(--muted);vertical-align:top;margin-right:4px}
.price .per{font-size:16px;font-weight:600;color:var(--muted)}
.price-desc{color:var(--muted);font-size:15px;margin-bottom:22px;min-height:44px}
.price-card ul{list-style:none;display:flex;flex-direction:column;gap:10px;font-size:15px;margin-bottom:28px;flex:1}
.price-card li{padding-left:26px;position:relative}
.price-card li::before{content:"✓";position:absolute;left:0;color:var(--emerald-dark);font-weight:800}
.compare-note{background:#fff;border:1px solid var(--line);border-left:4px solid var(--emerald);border-radius:12px;padding:26px 30px;margin-top:40px;box-shadow:var(--shadow)}
.compare-note h4{margin-bottom:16px;font-size:19px;color:var(--navy);text-align:center}
.compare-note p{color:var(--muted);font-size:15.5px}
.compare-table-wrap{overflow-x:auto}
.compare-table{width:100%;border-collapse:collapse;font-size:14.5px;min-width:560px}
.compare-table th,.compare-table td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line)}
.compare-table thead th{background:var(--navy);color:#fff;font-size:14px}
.compare-table thead th:first-child{border-radius:8px 0 0 0}
.compare-table thead th:last-child{border-radius:0 8px 0 0}
.compare-table tbody tr:nth-child(even){background:var(--bg-alt)}
.compare-caption{font-size:13px;color:var(--muted);margin-top:12px;text-align:center}

/* FAQ */
.faq-wrap{max-width:820px;margin:0 auto}
.faq-list{display:flex;flex-direction:column;gap:12px;margin-top:36px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;box-shadow:0 4px 14px rgba(14,42,71,.05)}
.faq-item summary{padding:20px 24px;font-weight:700;font-size:16.5px;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-size:22px;color:var(--emerald-dark);font-weight:400;flex:none}
.faq-item[open] summary::after{content:"–"}
.faq-item p{padding:0 24px 22px;color:var(--muted);font-size:15.5px}

/* CTA / contact */
.section-cta{background:linear-gradient(135deg,var(--navy-deep),#143a63);color:#fff}
.section-cta h2{color:#fff}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.contact-copy>p{color:#c4d2e2;font-size:17px;margin-bottom:22px}
.contact-alt{margin-top:30px;padding-top:26px;border-top:1px solid rgba(255,255,255,.15)}
.contact-alt p{color:#c4d2e2;margin-bottom:12px;font-size:15px}
.contact-mail{display:inline-block;margin-top:14px;color:#ffd98a;font-weight:700;text-decoration:none}
.contact-form{background:#fff;border-radius:18px;padding:36px 34px;box-shadow:0 20px 60px rgba(0,0,0,.25)}
.contact-form h3{margin-bottom:22px;font-size:22px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-field{margin-bottom:16px;display:flex;flex-direction:column;gap:6px}
.form-field label{font-size:14px;font-weight:700;color:var(--navy)}
.form-field .opt{font-weight:400;color:var(--muted)}
.form-field input,.form-field select,.form-field textarea{border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;font-size:15px;font-family:var(--font);color:var(--ink);background:#fbfcfe;width:100%}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:none;border-color:var(--emerald);box-shadow:0 0 0 3px rgba(14,159,110,.14)}
.form-field textarea{resize:vertical}
.form-note{font-size:13.5px;color:var(--muted);margin-top:12px;text-align:center}
.form-note.success{color:var(--emerald-dark);font-weight:700}

/* Footer */
.site-footer{background:var(--navy-deep);color:#b9c9da;padding:64px 0 0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:48px}
.footer-brand .brand-text{color:#fff}
.footer-brand p{font-size:14.5px;margin-top:14px;max-width:300px}
.footer-col h4{color:#fff;font-size:14px;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:16px}
.footer-col a{display:block;text-decoration:none;font-size:15px;margin-bottom:10px}
.footer-col a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:20px 24px;font-size:13px;color:#8fa3b8}

/* Reveal animation */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}
.reveal.visible{opacity:1;transform:none}

/* Responsive */
@media(max-width:1100px){
  .hero-grid,.brief-grid,.who-grid,.contact-grid{grid-template-columns:1fr;gap:40px}
  .hero-media img{height:320px}
  .hero-card{left:12px;bottom:12px}
  .pillars,.pricing-grid{grid-template-columns:1fr;max-width:520px;margin-left:auto;margin-right:auto}
  .obligations,.steps{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .remote-note{grid-template-columns:1fr;padding:24px}
  .footer-grid{grid-template-columns:1fr 1fr}
  .main-nav{position:absolute;top:calc(100% + 1px);left:0;right:0;width:auto;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:10px 22px 20px;border-bottom:1px solid var(--line);box-shadow:0 26px 48px rgba(15,23,42,.16);transform:translateY(-14px);opacity:0;pointer-events:none;transition:transform .22s ease,opacity .22s ease;z-index:70}
  .main-nav.open{transform:none;opacity:1;pointer-events:auto}
  .main-nav a{padding:13px 4px;border-bottom:1px solid var(--line);font-size:16px}
  .mobile-cta{display:block;margin-top:12px;text-align:center;border-bottom:0!important}
  .nav-toggle{display:flex}
  .header-actions .btn{display:none}
  .software-grid{grid-template-columns:1fr;max-width:520px;margin-left:auto;margin-right:auto}
  .cta-band-inner{grid-template-columns:1fr;gap:32px;padding:36px 28px}
  .cta-band-media img{height:260px}
}
@media(min-width:1101px){
  .mobile-cta{display:none}
}
@media(max-width:600px){
  .section{padding:60px 0}
  .obligations,.steps,.stats-grid,.form-row{grid-template-columns:1fr}
  .trust-inner{grid-template-columns:1fr;gap:10px}
  .topbar-left{display:none}
  .topbar-inner{justify-content:center}
  .footer-grid{grid-template-columns:1fr}
  .hero-card{position:static;margin-top:16px;max-width:none}
}