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Remote Finance Department for UAE Businesses

Your Finance Department.
Without Hiring One In-House.

Monthly accounting, management reporting, receivables tracking and cash-flow visibility for UAE businesses of every kind — mainly SMEs — for one flat monthly fee.

  • Books closed on time, every month
  • VAT workings & corporate-tax readiness
  • One-page Founder Finance Brief, monthly
Dubai business district skyline in daylight

Every month you get answers to

  • How much did we earn?
  • How much cash do we have?
  • Who owes us money?
  • What does the next 90 days look like?
Built for UAE VAT & Corporate Tax
All kinds of UAE businesses, mainly SMEs
Xero · QuickBooks · Zoho Books
Reply within one business day
3-in-1

One complete finance function

Books, compliance readiness and management reporting — bundled into a single monthly package.

AED 2,000

Flat monthly fee to start

No hourly billing and no surprise invoices. One predictable fee, every month.

1 page

Monthly Founder Finance Brief

Revenue, profit, cash and what needs your attention — on one page, not an 80-page ledger.

13 weeks

Cash-flow forecast included

See where your cash stands three months ahead, updated every month.

What you get

Not bookkeeping. A finance function.

Three pillars, one monthly fee. Everything a UAE business needs from finance — without recruiting, training or managing anyone.

1

Clean Books, Every Month

Accurate, reconciled books closed on schedule.

In plain words: every dirham recorded and reconciled — nothing missing, nothing double-counted.

  • Monthly bookkeeping
  • Bank reconciliation
  • Receivables & payables reconciliation
  • Month-end close
  • Payroll accounting (WPS-ready)
2

VAT & Corporate-Tax Readiness

Stay ready for VAT and corporate tax, all year.

In plain words: filings handled before deadlines — no penalties, no last-minute panic.

  • VAT workings & reconciliation
  • Corporate-tax readiness schedules
  • Supporting document organization
  • Year-end & audit support
  • Record-keeping per FTA requirements

We provide accounting and VAT workings support. For regulated representation before the FTA we work with registered UAE tax partners.

Built for UAE obligations

Your books are maintained with these in mind from day one — not patched together at filing time.

VAT

5% VAT workings, TRN-ready records and quarterly reconciliation.

Corporate Tax

9% CT readiness: registration support, workings and return schedules.

WPS Payroll

Payroll accounting aligned with Wage Protection System requirements.

IFRS Records

Books kept to standards your auditor and bank will accept.

One-page monthly finance summary report on a desk

Our signature deliverable

The Monthly Founder Finance Brief

Not an 87-page general ledger. One page that tells you exactly where the business stands — and what needs your attention.

  • Revenue & profit — gross and net, vs last month
  • Cash position — in bank today, forecast for 13 weeks
  • Receivables — who owes you, what's overdue 30+ days
  • Payables & VAT — what you owe, expected VAT position
  • 3 issues requiring the founder's attention
See a sample in your Finance Review

How it works

From first call to monthly clarity in 30 days

1

Free Finance Review

A 15-minute call. We identify gaps in your reporting, month-end closing and cash visibility.

2

Simple onboarding

Agreement, access to your accounting software and bank feeds, and your first close date — within days.

3

We run the month-end

Books, reconciliations, VAT workings and schedules — handled by a dedicated team.

4

You get the Brief

Every month: the one-page Founder Finance Brief plus full management reports.

Emirati finance consultant on a video call with a client

Fully remote. Fully accountable.

Your finance department works inside your systems — Xero, QuickBooks or Zoho Books — with secure, documented access, NDAs and a named point of contact. You get UAE-priced service with a dedicated delivery team, without the cost of hiring in-house.

Your systems, untouched

We work inside the software you already use

No new systems to learn, no messy migration. We plug into your existing cloud accounting setup — or set one up for you from scratch.

Xero

Cloud bookkeeping with live bank feeds, clean monthly closes and real-time dashboards.

QuickBooks

Invoicing, payroll-ready records and VAT-ready reports — all in one place.

Zoho Books

A favourite with UAE SMEs — VAT-compliant invoicing and smart automation built in.

On spreadsheets or something else? We meet you where you are and move you to a clean setup — without losing a single transaction.

Who we help

Built for UAE businesses of every kind

Mainly SMEs — retail shops, restaurants, agencies, contractors and consultancies. But any UAE business whose owner still makes every finance decision on gut feel fits here. We are not limited to one industry or one company size.

Retail & E-commerceRestaurants & CafésConstruction & ContractingReal Estate AgenciesTrading & WholesaleLogistics & TransportClinics & HealthcareMarketing AgenciesConsultanciesIT & SoftwareSalons & Spas…and any other SME

Why these businesses search for us the most: high transaction volumes, VAT and corporate-tax obligations, owner-led decisions — and finance needs that are too big for a part-time bookkeeper but too small to justify a full in-house finance team.

Emirati business owners reviewing financial reports with the Rao Finance team in Dubai

Pricing

One monthly fee. No hourly billing.

Priced against the cost of hiring in-house — not against AED 500 commodity bookkeeping. Final quote confirmed after your free Finance Review.

Finance Essentials

AED 2,000/month

For small teams getting their books in order.

  • Monthly bookkeeping
  • Bank reconciliation
  • VAT workings & reconciliation
  • Quarterly P&L and balance sheet
  • Email support
Start with a Finance Review

Finance + Controller

AED 5,000+/month

For growing firms that want a controller's eye.

  • Everything in Finance Department
  • Budgeting & variance analysis
  • KPI dashboard
  • Payroll accounting (WPS)
  • Quarterly strategy call
Start with a Finance Review

Compare honestly

A full-time in-house accountant in the UAE costs multiples of these packages — before visa, insurance, software and management time. A cheap freelancer gives you data entry. We give you a finance function: books, compliance readiness and the monthly answers an owner actually needs.

Questions owners ask us

FAQ

How is this different from a bookkeeper?

A bookkeeper records transactions. We run your monthly finance function: reconciled books, VAT and corporate-tax readiness, receivables visibility, management reports and a 13-week cash forecast — plus a one-page Founder Brief that tells you what needs your attention.

Are you an FTA-registered Tax Agent?

No. We provide accounting, VAT workings and compliance-readiness support. For regulated representation before the Federal Tax Authority, we work with registered UAE tax partners.

We already have an accountant. Do we still need this?

Often, yes — as the reporting layer above them. We take your existing books and add month-end discipline, management reporting, receivables ageing and the Founder Brief, so the owner finally sees the full picture.

Which accounting software do you work with?

Xero, QuickBooks and Zoho Books. If you're on spreadsheets, we'll migrate you as part of onboarding.

How do you handle our financial data securely?

Documented access controls, separate work accounts with MFA, restricted client folders, regular backups, signed NDAs and a clear access-termination process when the engagement ends.

What does the free Finance Review include?

A 15-minute call where we look at your current reporting, month-end process and cash visibility, and identify the gaps — whether or not you ever become a client. No pitch deck.

Is there a minimum commitment?

Packages are monthly. We ask new clients for an initial 3-month commitment so the first clean month-end and reporting rhythm can be established properly.

Ready when you are

Your finance department is one call away

Start with a Free Finance Review — we will look at your books, VAT position and corporate-tax readiness, and tell you exactly where you stand. No obligation.

Book Your Free Finance Review
Emirati business owner shaking hands with his finance consultant in Dubai

Free · 15 minutes · No pitch deck

Book Your Free Finance Review

Tell us where your numbers stand today. We'll show you the gaps in reporting, month-end closing and cash visibility — and what a finance department would change.

  • When do you normally receive last month's P&L?
  • Who monitors your unpaid customer invoices?
  • Do you have a 13-week cash forecast?

Prefer to talk directly?

Chat on WhatsApp hello@raofinance.ae

Request your review

We reply within one business day.